Services

Personal Loan

Personal Loan is an unsecured credit provided by financial institutions based on criteria like employment history, repayment capacity, income level, profession and credit history. Personal Loan, which is also known as a consumer loan is a multi-purpose loan, which you can use to meet any of your immediate needs.

Home Loan

A home loan offers you the chance of owning a residential property and building an asset while at the same time enjoying tax benefits. You have to pay a certain percentage of the property cost, usually up to 20%, out of your funds. The loan amount can be repaid over a fixed period as per your convenience. Both the principal loan amount and the interest repayment are eligible for tax deduction under Income Tax laws. 

Business Loan

Business loans are unsecured financial assistance provided by banks and NBFCs in India. The primary aim of these is to support the urgent needs of your growing business. Most financial institutions offer term loans and flexible loans to cater to the business needs of a company. Business loans are also called commercial loans. All types of businesses such as a sole proprietorship, privately held company, partnership firms, self-employed individuals and retailers can avail these loans.

Car Loan

Car loan is a financial assistance taken to purchase a car with minimal initial payment from your own pocket. The borrowed money from the lender can be repaid in equal monthly installments over a period of time with an agreed rate of interest. Normally, car loans are secured with the vehicle itself that is being bought.

Education Loan

Education loans are basically a form of monetary assistance availed by students to meet the expenses associated with their studies. Education loans can be taken by means of funding, scholarships, financing and rewards, and are granted in cash, which has to be repaid to the lender along with a rate of interest.

Gold Loan

The gold loan, also referred as a loan against gold, is a secured loan that a borrower takes from a lender in lieu of gold ornaments such as gold jewelry. The loan amount sanctioned to you by lenders is generally a certain percentage of the gold’s value. You can repay it through monthly installment after which you get your gold articles back. 

Your Link Finance Companies 

1- Bajaj Finance Limited: Founded in 2007, Bajaj Finance Limited is a subsidiary of Bajaj Finserv Ltd. It is headquartered in Pune. The company deals in loans, general insurance, consumer finance, small and medium-sized enterprises (SME), commercial lending, and wealth management.

2- Tata Capital Financial Services Ltd: Tata Capital Limited is a financial and investment service provider in India. The Mumbai-based company offers consumer loans, wealth management, commercial finance, infrastructure finance, among others. The company is a subsidiary of Tata Sons Limited and was established in 2007. 

3- Aditya Birla Finance Ltd: Aditya Birla Finance Limited is a part of the Aditya Birla Financial Services. It was incorporated in 1991 and offers precise and customized solutions from corporate finance to commercial mortgage, and from capital markets to structured finance.

4-L & T Finance Limited: L & T Finance Limited was established in 1994 and is headquartered in Mumbai. It offers funding services to different sectors such as agriculture, trade, industry. 

5- Muthoot Finance Ltd: It is India’s first NBFC institution and its history traces back to 1888. Muthoot Finance Ltd provides loans only against gold ornaments and offers foreign exchange services, money transfers, wealth management services, travel, and tourism services. 

6- Mahindra & Mahindra Financial Services Limited: Started in January 1991 as Maxi Motors Financial Services Limited, Mahindra & Mahindra Financial Services Limited is a rural non-banking financial company and is headquartered in Mumbai. It is amongst the top tractor financers in India and offers gold advances, corporate and working capital advances, among others. 

7- HDB Financial Services: HDB Financial Services is operated by HDFC Bank and offers secured and non-secured financial loans. It operates through Lending Business and BPO Services segments and is considered among the fastest-growing financial companies in India. 

8- Power Finance Corporation Limited: Founded in 1986, Power Finance Corporation Limited provides financial assistance to different power projects in the country and supports organizations involved in Power generation, transmission, and distribution. 

9- Shriram Transport Finance Company Limited: Established in 1979, the company specializes in general insurance, mutual funds, common assets, stockbroking, and general protection. The company focuses on funding commercial and business vehicles, among others.

10- Cholamandalam Investment and Finance Company: Cholamandalam Investment and Finance Company started as an equipment financing company in 1978 as the financial services arm of the Murugappa Group and snowballed into a financial service provider.